Payroll Checks

The term payroll check normally refers to the wages an employee receives from an employer. Today, many employers actually utilize the option to pay employees through direct deposit, rather than issuing a physical payroll check. However, there still are many employers that still issue physical payroll checks or utilize a combination of payments, depending on their employees’ needs. Employees who do not have bank accounts may request that their employer pay them using a physical payroll check so that they can cash the payroll check at a currency exchange or through some other non-bank method. Employees with a bank account may prefer being paid through direct deposit, since it’s more convenient than receiving a payroll check that they will have to deposit into their bank account. If an employer wants to pay employees through direct deposit rather than a payroll check, they should consider using a payroll service that gives them the opportunity to utilize the direct deposit method.

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